If you own your home, one of the most common problems is not having enough money to pay your mortgage. If you find yourself in this position, you should firstly discuss your situation with your mortgage lender who has a responsibility to provide you with clear information about your debt and make efforts to reach a repayment agreement. It is also advisable to seek money and benefits advice to ensure that you are maximising your income and prioritising any other debts. For example, if you qualify for an income-related benefit you may be able to claim. A GAIN adviser can assist you in finding your nearest money and debt advice service.
Read Jack’s story for an example of the how a GAIN adviser can help you get back in control of your finances.