Money advisers will also look at how your income can be maximised. They will advise if you can claim additional help taking into account if you are out of work or have a job. They may suggest you could apply for state benefits. The Turn2Us website provides helpful information about benefits.
A money adviser will help you look at your overall debt situation, and help you to cope better. They will not make your decisions for you, but will help you by giving advice and information, so that you can make informed choices about your situation.