GAIN : Glasgow's Advice & Information Network
You are here: Home > Act now - take advice
-A A A+

FREE advice at the click of a button :-)

Click here to search our database of advice centres across Glasgow.

Hot Topics

Universal Credit Rollout

Universal Credit benefit introduced for single people in Glasgow

Welfare Reform

Welfare Reform - What you need to know

Pension Wise

Pension Wise is a new free impartial guidance service for those affected by new pensions freedoms

  • Home
  • Getting Advice
  • Advice Centre Search Email Advice Self Service Teenage voices
  • Welfare Reform
  • Overview Benefit Cap Council Tax Benefit Scottish Welfare Fund DHP Personal Independence Payment Under-occupancy Universal Credit
  • Benefits
  • Appeal a decision Attendance Allowance Carers Allowance Benefits DLA for children Housing Benefit/LHA Jobseeking No Money Personal Independence Payment Scottish Welfare Fund
  • Debt
  • Act now - take advice Credit Reference Dealing With Debts DMCs Income Maximisation Pay Day Loans
  • Housing
  • Homelessness Housing Benefit Housing Problems Rent Arrears Mortgage Arrears Heating your home
  • Managing Your Money
  • Home Bank Accounts Credit Unions Mortgages Pensions Retirement Saving The Unexpected Useful Tips
  • Council Tax
  • Employment
  • Home Learning, Skills and Training Redundancy
  • Legal
  • Latest News
  • Useful Links
  • Contact Us

 Debt

Act now - take advice


Why Is It Important To Take Action Now?

It is always better to deal with your debt problems at an early stage, as the longer you wait the worse things will become. Early action on your part can mean fewer problems for you to deal with in the future. Also, you don’t have to do this on your own, there is a GAIN money adviser, ready to help, near you! Remember, the help from GAIN is independent, impartial, and confidential!

A GAIN adviser will look at all your debts and help you decide on what steps to take. They can also negotiate with your creditors for you and deal with emergencies such as:
 
• Gas or electricity being disconnected, or
• Your wages being arrested
 
  
You can also look on the Citizens Advice Bureau website which has useful information about debt.
 

 How GAIN Can Help You


We will reduce your debt and stress by:
 
• Working out your income and outgoings.
• Checking that you’re receiving all the benefits due to you.
• Filling in those off-putting forms for you.
• Dealing with any financial emergencies first, such as rent 
or mortgage arrears
• Clearly discussing the options open to you
• Looking at what is best for you and your family
• Negotiating with people you owe on your behalf
 
If you are concerned about the amount of money you have borrowed you can take the 
Debt Test here.
 
You can download  our FREE Self Help Debt Pack.
 
For free advice click here to search our database of advice centres across Glasgow or call the GAIN Helpline on 0808 801 1011. Calls are free from land-lines and mobile numbers.
 
 
GAIN: Giving peace of mind to the people of Glasgow!
 

For free advice call us on 0808 801 1011

Mon - Fri 9am - 8pm and Sat 10am - 2pm

Copyright © 2018 Glasgow City Council